Privacy Policy

Rev. 11/2024 

FACTS 

WHAT DOES Encompass Lending Group DO WITH YOUR PERSONAL INFORMATION? 

Why? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 

What? 

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

Social Security number and Income 1 Credit History 

and Credit Scores | Assets 

and Account Balances 

How? 

All financial companies need to share consumer personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumer personal information; the reasons Encompass Lending Group 

chooses to share; and whether you can limit this sharing. 

Reasons we can share your personal information 

Encompass Lending Group

share? 

Can you limit this sharing? 

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 

Yes 

No 

For our marketing purposes to offer our products and services to you 

Yes 

For joint marketing with other financial companies 

We Don't Share 

For our affiliates' everyday business purposes information about your transactions and experiences 

We Don't Share 

For our affiliates' everyday business purposes information about your creditworthiness 

We Don't Share 

For nonaffiliates to market to you 

No 

We Don't Share 

To limit our sharing 

Call 843-999-1826 - our menu will prompt you through your choice(s) or 

Visit us online: www.encompasslending.com

Please note: If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. 

Questions? 

Call 843-999-1826 or go to www.encompasslending.com

Page 2 

Who we are 

Who is providing this notice? 

Encompass Lending Group

What we do How does Encompass Lending Group protect my personal information? 

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also password protect yoru private infomration in all systems and if we maintain any hard copy information under lock and key. 

How does Encompass Lending Group collect my personal information? 

We collect your personal information, for example, when you 

Apply for Financing or Give us your income information 

• Provide Account Information or Provide Employment Information 

Give us your wage statements 

Why can't I limit all sharing? 

Federal law gives you the right to limit only I sharing for affiliates' everyday business purposes-information 

about your creditworthiness affiliates from using your information to market to you 

sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. 

Your choices will apply to everyone on your account 

What happens when I limit sharing for an account I hold jointly with someone else? 

Definitions Affiliates 

Companies related by common ownership or control. They can be financial and nonfinancial companies. . Encompass Lending Group has no affiliates 

Nonaffiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

Encompass Lending Group does not share with nonaffiliates so they can market to you. 

Joint marketing 

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

Encompass Lending Group does not jointly market. 

Other important information